Tuesday, April 5, 2016

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Financial Fitness Run 2016

Bonifacio Global City CFA Society Philippines FFR2016 Financial Fitness Run 201 Half Marathon Pinoy Fitness RG Events

Money plays an important role in society and creating wealth for your future. Making smart investment decisions early in life can pay off big time. Regardless of your current age, it is never too late to say sorry. I believed there is no way to determine today what will happen tomorrow. You may be more concerned with how to pay for items like food and gasoline. However, if you can scrape together even a small amount of money for investment purposes, you'll be on your way to creating a much rosier financial picture in the years to come. The Financial Fitness Run is the annual fun run of CFA Society Philippines that aims not only to provide fun and camaraderie but also to provide education to the investing public about the importance of being financially fit. Having said that, RG Events and CFA Society Philippines invites you to run and learn more about about the world of finance this coming May 29, 2016 at Bonifacio Global City in Taguig.


CFA Institute warns individual investors to be cautious of their investment decisions to avoid these seemingly simple yet impactful missteps.

"CFA Society Philippines, being one of the member societies of CFA Institute, is taking part in this global effort by organizing again the Financial Fitness Run (FFR) Which aims to inform the investing public about the importance of being financially fit and how to be financially fit. Investors, commit one or more common investor mistake, wherein one individual often proves to be their own enemy which may lead to dramatic impact on overall returns. And, this year we would like to create awareness about the most common and costly mistakes make," April Tan, president of CFA Society Philippine, said.

Common Investor Mistakes 

1. No investment strategy
Every investor should form an investment strategy that serves as a framework to guide future decisions. A well-planned strategy takes into account several important factors, including time horizon, tolerance for risk, amount of investable assets, and planned future contributions.

2. Invest individual stocks instead of a diversified portfolio of securities
Investing in an individual stock increases risk versus investing in an already-diversified mutual fund or index fund. Investors should maintain a broadly diversified portfolio incorporating different asset classes and investing styles. Failing to diversify leaves individuals vulnerable to fluctuations in a particular security or sector.

3. Investing in stocks instead of in companies
Investing is not a gambling and shouldn’t be treated as a hit-or-miss proportion potential. Analyze the fundamentals of the company and industry, not day-to-day shifts in stock price.

4. Buying High
The fundamental principle of investing is low and sell high. Others at risk for "buying high" are those who follow investment fads, buying the "popular" stocks of the day. Typically, these investments become fashionable for brief periods, leading many to invest at the height of a cycle or trend - just in time to ride it downward.

5. Selling Low
The flip side of the buy-high-sell-low mistake can be just as costly. Keep in mind that not every investment will increase in value and that even professional investors have difficulty beating the S&P 500 index in a given year. Always have a stop-loss order on a stock. It's far better the loss and redeploy the assets toward a more promising investment.

6. Churning your investments
Too-frequent trading cuts into investment returns more than anything else. A study by two professors at the University of California at Davis examined the stock portfolios. The study found out that, without transaction costs, these investors received a 17.7% annualized return, which was 0.6% per year better than the stock market itself. But, after transaction costs were included, investors' returns dropped to 15.3% per year, or 1.8% per year below the market. Again, the solution is a long-term-and-hold strategy, rather than an active trading approach.

7. Acting on "tips" and "soundbites".
Listening to the media for their sole source of investment thinking rather than pursuing a professional relationship with an advisor is a far too common investor mistake. While breaking news and "insider tips" may seem a promising way to give your portfolio a quick boost, always remember you are investing against professionals who have access to teams of research analyst. 

8. Paying too much in fees and commissions
Incredibly, investors are often hard-pressed to cite specifics on the structure employed by their investment service provider, including management fees and transactions costs. Investors should, as a precondition to opening an account, make sure they are fully informed as to the associated expenses that accompany every potential investment decision.

9. Decision-making by ax avoidance
While individuals should be aware of the tax implications of their objective should always be to make the fundamentally sound investment decision. Some investors, rather than pay a large capital gains tax, will allow the value of shares in a well-performing stock to grow so large it accounts for an inordinate percentage of their overall portfolio.

10. Unrealistic expectations
It is important to take a long-term view of investing and not allow external factors cloud actions and cause you to make a sudden and significant change in strategy. Comparing the performance of your portfolio with relevant benchmark indexes can help an individual develop realistic expectations.

11. Neglect
Individuals often fail to begin an investment program simply because they lack basic knowledge of where or how to start. Likewise, periods of inactivity are frequently the result of discouragement over previous investment losses or negative growth in the equities markets.

12. Not knowing your real tolerance for risk
Keep in mind that there is no such thing as risk-free investing. Determining your appetite for risk involves measuring the potential impact of  a real dollar loss of assets on both you portfolio and your psyche. In general, individuals planning for long-term goals should be willing to assume more risk in exchange for the possibility of greater rewards. However, don't wait until a sudden or near-term drop in the value of your assets to conduct an evaluation of your level of tolerance for risk.

This year, FFR is going to give out plaques to all of its half-marathoners. This is another first in Metro Manila race. Aside from Plaque, half-marathoners will also receive a dri-fit finisher shirt. All 5K and 10K finishers will receive finisher medals and top 50 finishers (25 male, 25 female) of each category will get a finisher shirt

Gun start will be at 4:30am for 21K, 5:30am for 10K, and 5;45am for 5K. Interested runners can register with any of registration partners namely 100 miles Cafe, A Runner's Circle, Juego, Yonex and Li-ning. These registration sites are located in major shopping malls and business districts within Metro Manila. Race kits can be claimed upon registration. Online Registration is available at http://www.goorahna.com/

Financial Fitness Run
May 29, 2016
Bonifacio Global City
5K | 10K | 21K

Registration Fees:
21K : Php 850 (Php 750 Early Bird)
10K : Php 650 (Php 550 Early Bird)
5K : Php 550 (Php 450 Early Bird)


Inclusive of Singlet, Race Bib, RFID Tag, Loot Bag and Drinks, Medals for ALL 10K & 5K Finishers, Plaque for all 21K Finishers, Finisher Shirt for Top 50 male and Top 50 female.


EARLY BIRD PROMO: (March 29, 2016-April 15, 2016)
– P100 discount to all categories


RUNNING GROUP REGISTRATION PROMO:
– 10% Discount for Running Group Registration (Minimum of 30 Runners)
– Logo inclusion in photowalls, race day video coverage, event day and pre event day publication materails
– Exclusive Media Night Invitation

ASSEMBLY AND GUN START TIMES:
21KM - 3:00AM - 4:00AM
10KM - 4:00AM - 5:00AM
5KM - 4:30AM - 5:30AM

Post-race Inclusions

5K and 10K
- FFR2016 Goodies/ Loot Bag and Drinks
- Finishers Medal for ALL 5K and 10K Participants
- FFR2016 Finisher Shirt for top Finisher of 5K and 10K Participants (Top 100 male and female)

21K 
- FFR2016 Goodies/ Loot Bag and Drinks
- FFR2016 Trophy/ Plaque for ALL Finisher
- FFR2016 Finisher Shirt for ALL Finishers

REGISTRATION

In-Store Registration (March 29, 2016-May 28, 2016)

1. Juego Trinoma
3/F Trinoma Mall,
EDSA corner North Avenue
Quezon City
+63 (2) 9018985

2. Juego SM North EDSA
3rd Level, SM City North EDSA Annex
North Avenue corner EDSA
Quezon City
+63 (2) 7205035

3. Juego Greenbelt 4
2nd Level, Greenbelt 4
Makati Avenue corner Dela Rosa St.
Ayala Center, Makati City
+63 (2) 7575881

4. Juego Market Market
4th Level, Market! Market!
26th St. Corner C5
Bonifacio Global City, Taguig
+63 (2) 7922180

5. Yonex Mega Mall
3rd Level. Bldg. A SM Megamall
EDSA corner Julia Vargas Ave.
Mandaluyong City
+63 (2) 9147430

6. LiNing MOA
2/F South Entertainment Mall
Mall of Asia

7. Juego Alabang Town Center
3/F Alabang Town Center
Muntinlupa City

8. 100 Miles Café in BGC
Second Floor, Fort Pointe
Bonifacio Global City, Taguig City
+63 (2) 8086001

RACE RESULTS:
Race results will be available within three (3) days after the race at the following websites: 
www.myrunti.me

Race Routes





Financial Fitness Run is powered by RG Events and supported by COL Financial, Inc. and Seaoil Philippines, Inc. Media partners are ANC, Business World, Malaya Business Insight, Wazzup Pilipinas, Enjoy & Invest, Takbo.ph, Aktivshow, Light Network and Pinoy Fitness. Hydration Partner is 100 plus. Official race clock will be provided by Soleus Philippines. 

Singlet



To learn more about the Financial Fitness Run, please visit http://thesocietyevents.wix.com/financialfitness2016.

Like the Financial Fitness Run Facebook page to get the most recent updates, visit https://www.facebook.com/financialfitnessrun


21K Finisher Shirt

CFA Institute is the global association of investment professionals that sets the standard for professional excellence and credentials. The organization is a champion for ethical behavior in investment markets and a respected source of knowledge in the global financial community. The end goal: to create an environment where investors' interests come first, markets function at their best, and economies grow. CFA Institute has more than 111,000 member in 141 countries and territories, including 102,000 CFA charter holders and 136 member societies.

Finisher Medal


21K Finisher’s Plaque


CFA Society Philippines is a local member society of CFA Institute, the global association of investment professionals that sets the standard for professional excellence and credentials. The organization is a champion for ethical behavior in investing markets and a respected source of knowledge in the global financial community. The end goal: to create an environment where investors' interest come first, markets function at their best, and economies grow.


Media Night

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